Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
The CD rates from Union Bank are not competitive. The only exception is that some CD terms offer an interest rate of 0.20% if you make an initial deposit of $10,000 or more. If you can afford that initial deposit, Union Bank is worth considering. Otherwise, you should consider another bank. Certificates of Deposit. Interest rates and annual percentage yields are current as of 8/31/2020. The Union Bank Co. 105 Progressive Drive. Union Bank's Rates page shows a maximum deposit of $100k, but CSR confirmed that the actual maximum deposit is just below $1 million. Rates as of February 26, 2021. While Union Bank offers the 18-23 month CD as an IRA, it earns 0.15% APY, regardless of minimum deposit. Bank Freely TM savings. Interest-earning account. Open with any amount greater than $0. $0 Monthly Service Charge. Two rebates for non-Union Bank ATM fees per statement period. May be linked to a checking account for Overdraft Protection. Unlimited transfers and withdrawals. California CD Rates CD Rates in California. California certificate of deposit rates: Search and compare California bank CD interest rates and credit union CD interest rates. Our CD interest rate tables for California include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60.
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.40% | 0.40% |
| 12 Months | 0.50% | 0.50% |
| 18 Months | 0.55% | 0.55% |
| 24 Months | 0.60% | 0.60% |
| 36 Months | 0.75% | 0.75% |
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.33% | 0.33% |
| 12 Months | 0.42% | 0.42% |
| 18 Months | 0.46% | 0.46% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 48 Months | 0.72% | 0.72% |
| 60 Months | 0.80% | 0.80% |
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.40% | 0.40% |
| 12 Months | 0.50% | 0.50% |
| 18 Months | 0.55% | 0.55% |
| 24 Months | 0.60% | 0.60% |
| 36 Months | 0.75% | 0.75% |
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.33% | 0.33% |
| 12 Months | 0.42% | 0.42% |
| 18 Months | 0.46% | 0.46% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 48 Months | 0.72% | 0.72% |
| 60 Months | 0.80% | 0.80% |
Youth CDs
Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.58% | 0.58% |
| 12 Months | 0.71% | 0.71% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 12 Months | 0.42% | 0.42% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
| 48 Months | 0.72% | 0.72% |
An HSA CD can be opened by calling us or stopping by.
Union Bank Cd Rates Lincoln Ne
While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. ↩︎↩︎2↩︎3↩︎4↩︎5
Rates are subject to change on a daily basis. ↩︎↩︎2↩︎3↩︎4↩︎5
APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal. ↩︎↩︎2↩︎3↩︎4↩︎5
